M.Ed. Costs and Financial Aid

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Costs and Financial Aid 2014–15

Cedarville University's M.Ed. program is competitively priced at $438 per semester hour.

Estimated Expenses

The following cost information is based on full-time enrollment. Cedarville's 34-hour online M.Ed. is designed for full-time completion in just two years, although many nursing students choose convenient part-time schedule options. These estimates may vary based on your actual enrollment plan. Prior to each term you will receive an invoice based upon current enrollment information.

Direct Charges (billed to student invoice) Summer Fall Spring Total
Tuition* – Year 1 $1,752 $3,504 $3,504 $8,760
Tuition (estimated)* – Year 2 $2,628 $1,752 $1,752 $6,132
Variable Costs (not billed to student invoice) Summer Fall Spring Total
Textbooks and supplies


$1,800
Total Estimated Expenses $16,692

* Cedarville University graduate tuition rates are the same for on-campus or online courses and residents and non-residents of Ohio. Tuition estimate is based on full-time enrollment for two years (see a full-time completion plan for details). M.Ed. tuition rate is $438 per credit hour. Graduate tuition rates are reviewed and adjusted annually. Tuition rates are effective from May 1 of the current year to April 30 of the following year.

How much financial aid am I eligible to receive?

Christian School Association Scholarship

Cedarville University is pleased to offer a Christian School Association Scholarship. This scholarship is available to teachers of ACSI-, SBACS-, NICS-, CSI-, and AACS-affiliated schools. The scholarship provides a savings of 10% off standard tuition rates.*

Cedarville University is a strong supporter of Christian school associations which help individual schools by encouraging and advancing quality Christian education. One way that they do this is by encouraging professional development and certification of teachers.

Apply for or Renew the Scholarship
To apply for or renew the scholarship, complete the following steps:

The Christian School Association Scholarship must be requested by the student by completing and submitting the Graduate Financial Aid Eligibility form before the beginning of each term (Fall, Spring, Summer) or the scholarship will be forfeited for that term.

Note: This scholarship is not applicable to continuing education or CEU tuition rates and cannot be combined with other scholarships. Affiliation will be verified by University Admissions.

Alumni Scholarship

Cedarville University wants to assist its graduates as you continue in your professional development. We are very pleased to offer an Alumni Scholarship, equal to 10% off standard graduate tuition.*

Apply for or Renew the Scholarship
To apply for or renew the scholarship, complete the following steps:

The Alumni Scholarship must be requested by the student by completing and submitting the Graduate Financial Aid Eligibility form before the beginning of each term (Fall, Spring, Summer) or the scholarship will be forfeited for that term.

Note: This scholarship is not applicable to continuing education or CEU tuition rates and cannot be combined with other scholarships.

Need-Based Scholarship

A limited number of need-based scholarships are available for eligible graduate students. To apply for or renew a need-based scholarship, complete the following steps:

A need-based scholarship must be requested by the student by completing and submitting the Graduate Financial Aid Eligibility form before the beginning of each term (Fall, Spring, Summer) or the scholarship will be forfeited for that term.

Note: This scholarship is not applicable to continuing education or CEU tuition rates and cannot be combined with other scholarships.

The Federal Stafford Loan Program provides unsubsidized loans at a low cost to students.

Stafford Loans are available for up to $20,500 per academic year. Eligibility is determined by submitting the Free Application for Federal Student Aid (FAFSA). Complete the online FAFSA.

A student must be enrolled at least half time (four hours) to be eligible for Stafford Loan funds. Prior to loan submission and approval, students must be accepted and registered for classes for the upcoming term. To receive a Stafford Loan:

1 Complete the FAFSA

Complete the Free Application for Federal Student Aid (FAFSA): www.fafsa.gov

  • A student cannot receive a Direct Stafford Loan unless they complete the FAFSA process.

2 Notify Financial Aid

Notify Financial Aid by completing the Graduate Financial Aid Eligibility form.

3 eAward Notification

You will be notified by email to review and accept or reject your loan awards on our eAward notification system. The eAward will provide additional information and web page links necessary for you to complete the loan process.

4 Master Promissory Note

All first-time borrowers must complete a student Master Promissory Note to obtain a Direct Stafford Loan.

  • Students who completed a Master Promissory Note and received Federal Direct Stafford Loan funds in a prior year do not need to complete another Master Promissory Note.
  • Transfer students who received Direct Stafford Loan funds at another college should notify Financial Aid. Transfer students with a valid MPN do not need to complete another MPN to process their student loans at Cedarville.

5 Entrance Counseling

All first-time borrowers must complete Entrance Counseling to obtain a Direct Stafford Loan.

  • Students who completed Entrance Counseling for a Direct Stafford Loan in a prior year do not need to redo Entrance Counseling. This is a one-time requirement.
  • Transfer students who received Direct Stafford Loan funds at another college should notify the financial aid office. Transfer students do not need to redo Entrance Counseling as long as Cedarville can confirm their prior Entrance Counseling at COD's website.

If you have additional questions about Stafford Loans, please contact Fred Merritt in Financial Aid by email or phone at 1-877-233-2784.

The Federal Graduate PLUS Loan Program provides low-interest loans for graduate and professional degree students enrolled in school at least half-time (minimum of 4 credit hours per semester). Graduate students must be U.S. citizens or registered permanent residents to apply for a PLUS loan. Eligibility for a PLUS loan is not based on demonstrated financial need.

The annual limit on a Graduate PLUS Loan is equal to the cost of attendance minus any other financial aid the student receives. For example, if the cost of attendance is $28,000 and the student receives $18,000 in other financial aid, the student can request up to $10,000. The interest rate on Graduate PLUS loans is currently fixed at 6.41 percent.

Students should extinguish eligibility for Stafford Loans before applying for Graduate PLUS loans.

Note: The student must complete steps 2–4 below (PLUS Request, MPN, Authorization) when applying for a Graduate PLUS loan.

Note: Steps 1, 2, and 4 must be completed every year. Step 3 is a one time process.

A Graduate PLUS Loan cannot be obtained unless the student completes the Free Application for Federal Student Aid (FAFSA). In addition to the FAFSA, all of the following steps must be completed before PLUS loan funds will disburse to the student's account.

1 eAward Notification

The student needs to 'Accept' the Graduate PLUS Loan on their eAward at MyFinancialAid.

2 PLUS Request Process

Beginning May 1 each academic year, the student must complete the Graduate PLUS Request Process via the Department of Education’s website. This application triggers a credit check; once this application is submitted the student will immediately receive a 'Credit Decision' indicating either an 'Accepted' or 'Declined' decision.

Note: This credit decision is good for 90 days; therefore, it is important that steps 3 and 4 below are completed about the same time. This will allow Financial Aid to originate the Graduate PLUS loan before the credit decision expires.

3 Master Promissory Note

If the student receives an 'Accepted' credit decision when completing step 2, he or she must then complete the Master Promissory Note, which is also located on the Department of Education’s website.

Note: A Graduate PLUS Master Promissory Note will be good for 10 years once successfully completed for each individual student.

4 Graduate PLUS Authorization Form

Completed online at Cedarville's webpage, the student must also complete the Graduate PLUS Authorization Form to specify the details (the loan amount and term) of their Graduate PLUS loan.


If you have additional questions about Graduate PLUS Loans, please contact Fred Merritt in Financial Aid by email or phone at 1-877-233-2784.

The Federal Perkins Loan is awarded to students who demonstrate the highest financial need. The Perkins Loan is subsidized meaning it is interest free while the student is enrolled at least half-time. Interest does not start to accrue until after the grace period (nine months). The standard Perkins Loan awarded amount is $1,500 per year and the interest rate is currently fixed at 5 percent.

1 Complete the FAFSA

Complete the Free Application for Federal Student Aid (FAFSA): www.fafsa.gov

2 eAward Notification

Accept your Perkins Loan at MyFinancialAid.

  • Once you accept your Perkins Loan, the status will be updated to "Pending" until you complete Step 3 below.

3 Complete Paperwork

Follow the instructions on your eAward account and complete no later than August 1.

  • Students who do not sign their Perkins Master Promissory Note by August 1 will lose their opportunity to obtain the Perkins Loan for the duration of the academic year.

Plan to pay your balance, less your reservation deposit, by the due date listed on your online invoice.

Students may pay their University bills using cash, money orders, personal checks, certified checks, or on Visa, Mastercard, and Discover credit/debit cards with a 2.5 percent convenience fee. Payments can be made online using our EZ-Pay system, in person at the Cashiers Office, or by calling 937-766-7830.

For payment by mail, make checks payable to Cedarville University. Include your student ID number on your check to insure proper credit to your account. For your own protection, please do not mail cash. Send payments by mail to:

Cedarville University
ATTN: Cashiers Office
251 N Main St.
Cedarville, OH 45314

You can view your current invoice or student account on CedarInfo. If you have questions about your current invoice or student account, please contact the Cashiers Office.