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Interest Rates

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Aid
Year
Undergraduate
Subsidized
Loans
Undergraduate
Unsubsidized
Loans
Undergraduate
Parent PLUS
Loans
Graduate
Unsubsidized
Loans
Graduate
PLUS
Loans
Effective
Dates*
2016-17 3.76% 3.76% 6.31%  5.31% 6.31% 07-01-2016 thru
06-30-2017
2015-16 4.29% 4.29% 6.84% 5.84% 6.84% 07-01-2015 thru
06-30-2016
2014-15 4.66% 4.66% 7.21%  6.21% 7.21% 07-01-2014 thru
06-30-2015
2013-14 3.86% 3.86% 6.41% 5.41% 6.41% 07-01-2013 thru
06-30-2014

* Effective Dates: The date used to determine which interest rate applies is the "date of the first disbursement" for the loan.

See studentaid.ed.gov/types/loans for additional information on federal student loan programs. For specific information see the following loan types: