Student Health Insurance FAQ
The insurance plan details are available in PDF format:
Student Health Insurance Coordinator Contact Information
Hours during spring and fall semesters:
- Monday–Thursday: 1–4:30 p.m.
- Friday: 9 a.m.–12 p.m. and 1–4:30 p.m.
- Closed for all academic breaks
- No appointment necessary
- Please call if your schedule prevents you from coming at the regular hours listed above.
Summer hours: All claims are processed by mail during the summer but you can reach the student health insurance coordinator by e-mail, by phone at 937-766-7864, or by fax at 937-766-3646.
Our mailing address and other contact information is available on the UMS contact page.
The Student Health Insurance Plan:
- is a benefit of tuition to all undergraduate campus-based students, married or single, taking six or more credit hours per semester. There is no separate fee.
- is available to students taking less than six credit hours per semester, non-student spouses, and dependent children. Student health insurance plan enrollment forms are available at University Medical Services (UMS).
- provides maternity benefits within the scope of the policy if the expectant mother is insured. There is no additional cost for maternity benefits.
- is a primary plan which may function as secondary when other insurance is available to the insured student.
- IS A LIMITED MEDICAL INSURANCE PLAN. It is not designed to be the student's only insurance.
- protects the insured student 24 hours a day anywhere in the world during the term of the student's policy.
- starts benefits Fall Semester, becoming effective August 15, 2012. Benefits for Fall Semester terminate midnight January 6, 2013. Spring Semester benefits become effective January 7, 2013 and terminate midnight August 14, 2013.
- terminates if a student leaves Cedarville University to enter the military.
- terminates at the start of the following semester or August 15, 2013, whichever comes first, when a student withdraws from Cedarville University.
If you have any questions, please call 937-766-7864.
NOTICE: If an insured person is covered by more than one health care plan, he or she may not be able to collect benefits from both plans. Each plan may require an insured to follow its rules or use specific doctors and hospitals, and it may be impossible to comply with both plans at the same time. An insured should read all of the rules very carefully, including the coordination of benefits section and compare them with the rules of any other plan that covers an insured or his/her family.