Benefits

1. Will pay covered expenses if the accident occurred while the Insured's coverage is in force
2. Will pay up to the usual and reasonable expense incurred while the Insured's coverage is in force
3. Will pay covered medical expenses incurred within 52 weeks after the date of the accident
4. Will pay up to $15,000 per accident
5. Will pay for the following eligible expenses: ER expenses; hospital confinement; legally qualified physician's and surgeon's fees; services of anesthetist or anesthesiologist; graduate nurse who is neither a relative of the Insured nor an employee of the hospital of confinement; prescription drugs; dressings; X-rays; lab tests; ambulance service to and from the hospital of confinement; blood transfusions, plasma; wheelchair, crutches (durable medical equipment) or other braces and appliances; casts, splints; any service or facility required for the proper care and treatment of the student which has been prescribed by a legally qualified physician

Limitations

1. The first treatment of a Covered Injury must begin within 90 days of accident.
2. Physicians Expense Benefit will pay up to $85 for the first visit then $50 per visit for the next four office visits per accident.
3. Dental Expense Benefit will pay up to a maximum amount of $1,000 for injury to sound natural teeth per accident.
4. Physiotherapy Benefit will pay up to 80% of covered charges limited to $1,000 per accident.
5. Medical Expenses incurred involving a motor vehicle must first be filed with the Automobile Medical Expense Insurance.

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