Students Learn Real-World Financial Truths

by Public Relations

When Cedarville senior Matthew Yeiter was a freshman, he wasn’t sure what he wanted to major in. He knew he was good at interacting with people and that he was interested in business and finances. Instead of choosing between marketing and finance, he chose both. Now, he has a double major and a love for financial planning.

In order to pursue his goal of becoming a financial planner, Yeiter has used his elective credits to tailor his classes to his interests. He took Financial Planning and Federal Income Taxes, two classes closely related to his interests but not required for graduation. He also completed an internship last summer at Northwest Financial Services, a financial planning company.

Senior Nathan Dix also wants to go into financial planning. In fact, he has already accepted a job with Edward Jones, which he will start after graduation. Through this job, he hopes to impact his clients’ lives for Christ. Nathan says, “If I can talk with them about their finances, what can’t I talk with them about?”

Of course, business majors aren’t the only ones preparing themselves for a stable financial future. Jeff Guernsey, M.S., assistant professor of finance, teaches Personal Finance, a class that is open to all students, regardless of their major. As part of the class, students create a sample budget based off of an entry-level job salary, review their credit reports and explore hypothetical investing scenarios to learn about stocks. They also read a book of their choosing about personal finance to see how the material they are learning can be applied in the real world. Guest speakers, such as realtors and investment brokers, provide another layer of real-world connection.

Assistant Professor Patrick Oliver, M.B.A., loves teaching Personal Financial Management, a class required for all criminal justice majors. This course provides students with a biblical foundation for handling finances after college. During the semester, students complete 10 scripture reading projects, all related to the topic of biblical stewardship.

“This class is my heartbeat,” Oliver says. “I’m not here to make them feel guilty, but I need to be accurate regarding what the Word of God says. I want to make sure that students know exactly what to do when they leave here.”

Located in southwest Ohio, Cedarville University attracts 3,200 undergraduate, graduate, and online students to more than 100 areas of study. Cedarville is a Christ-centered learning community recognized nationally for rigorous academic programs, strong graduation and retention rates, accredited professional and health science offerings, and leading student satisfaction ratings. Visit the University online at