Prepayment Incentive Credit Plan (PIC Plan)

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This account enables an accepted or currently enrolled student to earn interest on their student account when there is a credit balance of $500 or more by the first day of the month. The PIC Plan and the student account are one and the same. Interest is credited monthly. Anyone earning $10 or more in interest during the calendar year will be issued a 1099int form.

Pre-payments can be made once the student has been accepted. Interest rates may change on a quarterly basis. The current PIC interest rate is 1% annually. PIC interest will be paid on student account credit balances of $500-$35,000.