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Loan Interest and Loan fee Rates

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Direct Loan Interest Rates

Aid
Year
Undergraduate
Sub/Unsub
Loans
Parent PLUS or
Grad PLUS
Loans
Graduate
Unsubsidized
Loans
Effective
Dates *
2018-19 5.05% 7.60% 6.60% 07-01-2018 thru
06-30-2019
2017-18 4.45% 7.0% 6.0% 07-01-2017 thru
06-30-2018
2016-17 3.76% 6.31% 5.31% 07-01-2016 thru
06-30-2017
2015-16 4.29% 6.84% 5.84% 07-01-2015 thru
06-30-2016

* Interest Rate Effective Dates: The date used to determine which interest rate applies is the "date of the first disbursement" for each loan.

More information on Federal Direct Loans. For specific information see the following loan types:

Direct Loan Fee Rates

Effective
Dates*
Sub/Unsub Loans
(UG and Grad)
PLUS Loans
(Parent and Grad)
10-01-2018 thru
09-30-2019
1.062% 4.248%
10-01-2017 thru
09-30-2018
1.066% 4.264%
10-01-2016 thru
09-30-2017
1.069% 4.276%
10-01-2015 thru
09-30-2016
1.068% 4.272%

* Loan Fee Effective Dates: The date used to determine which loan fee rate applies is the "date of the first disbursement" for each loan.

More information on Interest Rates and Fees.