You may pay balances on your student finance account online, in person, over the phone, or via mail. Balances may be paid in full or via payment plan each semester.


Payment Methods

Online

Accepted online payment methods:

  • ACH/eCheck (checking account only): No fee
  • Credit or debit card (Visa, Mastercard, Discover): 2.7% convenience fee (minimum $1)
  • Wire transfer: Available through Flywire. Visit the International Payments page for more details.
Make ACH or Credit Card Payment

In Person

Payments can be made at the Cashiers Office in the Lower SSC (Stevens Student Center).

Accepted in-person payment methods:

  • Cash (in person only)
  • Check
  • Credit or debit card (2.7% convenience fee; minimum $1)

By Mail

You can mail a check, including checks from a 529 plan, payable to Cedarville University. Please include the student's name and student ID in the memo line. No cash will be accepted via mail.

Mail to:
Cedarville University
Attn: Cashiers Office
251 N Main Street
Cedarville, OH 45314

By Phone

You can make a payment over the phone during business hours; credit or debit card payments only (2.7% convenience fee; minimum $1).

Call 937-766-7825

Payment Plans

All eligible undergraduate and graduate student accounts are automatically divided into a four-payment plan.

Students may either:

  • Pay in full by the semester due date or
  • Use the University's standard four-payment plan

If you incur any additional charges or deductions during the term — such as a Campus Store charge, a dropped class, or a fine — the system will update these changes to your student account. Because of this, your payment plan amounts could change.

Updates to your payment plan can take up to 24–48 business hours; contact the Cashiers Office if your payment plan is not updated in a few days.

Pay in Full

Pay your full semester balance by:

  • Fall: August 4 (or the next business day if August 4 falls on a weekend)
  • Spring: January 4 (or the next business day if January 4 falls on a weekend)

Paying in full avoids interest and late charges. Any additional charges to the student’s account are due when posted.

Four-Payment Plan

Eligible students are automatically enrolled in the University's four-payment plan each fall and spring semester. Summer semester balances are divided into three payments.

  • Your semester balance is divided into four payments due over 90 days.
  • The first payment is due by the semester due date (August 4 or January 4).
  • The balance of the account will accrue 5% annual daily simple interest until the account is paid in full. The interest will post once a month.
  • Remaining payments are due on the first of each month September through November (no December payment) and February through April.
  • $25 late fees will be assessed if you do not pay each scheduled payment on time and in full.

Calculate Your Payment

Use the payment calculator to estimate your payments based on your financial aid.

International students must pay each semester in full before arriving on campus and are not eligible for the payment plan.


Frequently Asked Questions

What are the costs for tuition, housing, and food?

Review your residential undergraduate costs or online undergraduate costs. Students may choose from a variety of meal plans that may change the total amount charged. Graduate student costs vary by program. Dual Enrollment students, please visit Dual Enrollment costs to learn more about rates and fees.

What payment plan options does the University offer?

Every eligible undergraduate student’s charges are set automatically each semester into the University's standard four-payment plan, which allows students and their families to make payments over 90 days in four payments. Students may follow the plan or pay in full at the initial deadline. Any unpaid amounts after the initial deadline will be charged interest. Use our online payment calculator to develop a financial plan.

Is a payment plan other than four payments per semester a possibility?

Unfortunately, due to Truth in Lending Act requirements, the University does not offer a payment plan greater than 90 days or more than four payments.

If I choose to follow the payment plan, how will I determine my monthly payment?

The interactive payment calculator allows you to enter your estimated financial aid package to automatically calculate your estimated monthly payment for the pay-in-full and four-payment plans. For specific questions, please contact the Cashiers Office.

Is there an enrollment fee if I use a payment plan?

No enrollment fees will be charged for the Cedarville payment plan. A 5% annual interest rate will be charged monthly on outstanding balances past the first due date.

I missed a payment plan due date. What will happen?

The payment you missed will be added to the amount for the next payment deadline, as will finance charges and a $25 late fee. Excessive balances will prevent students from enrolling in future terms.

What about late fees?

Late fees of $25 per late payment will apply if the payment is past the due date.

Is interest applied to my account?

Interest is charged at 5% annual, compounded daily on any unpaid balance past the first due date each semester.

Can I make a payment on my student account using a credit/debit card?

Yes, we accept Visa, MasterCard, and Discover credit/debit cards with a 2.7% convenience fee (minimum fee of $1). Payments can be made online using Student Finance, in person at the Cashiers Office, or by phone by calling 937-766-7825.

May I pay my bill online?

Yes, the University provides Student Finance for students to view their outstanding charges, verify disbursed or anticipated financial aid, and make payments. You may make payments either by eCheck or debit/credit card. Debit/credit card users will be charged a 2.7% convenience fee with a minimum fee of $1.

What is the Return Item Fee?

The Return Item Fee or Non-Sufficient Fee (NSF Fee) is a $20 charge for any paper check or eCheck that is returned due to non-sufficient funds or other issues with your banking information.

May I view my student account and student statement online?

Yes. Students can view their account balance, billing statements, payment history, and other account information through the Student Finance portal. You can also make payments and manage your student account there.

Parents and other authorized users can access student account information only if the student has granted them proxy access. Once authorized, they can log in as an authorized user to view account details and make payments on the student's behalf.

Will I receive a paper statement?

Paper statements are available for $3 per month. Use Student Account Billing Preferences to request paper statements. Alternatively, you may print your own paper statement by using the View My Statement function in Student Finance.

What is the Online Course Technology Fee on my student account?

This $35 fee per semester credit hour applies to undergraduate classes delivered online to residential students. The fee helps defray the cost of delivering classes online. For example, a three-credit-hour online class will result in a $105 technology fee per semester.

When will my bill be available?

Students will receive an email notice approximately 20–30 days before the due date with the charges for the term. For fall semester, this is usually the second week of July. For spring semester, this is usually the second week of December.

What if I believe my student account is incorrect?

First review your financial aid in Self-Service. Some of your aid may not be on your account because you have not completed all the necessary steps for the financial aid to be applied to your account. If you still have a question about a charge after verifying financial aid, please contact the Cashiers Office.

I have a Cashiers Office hold on my account. What should I do?

A hold is placed on accounts if 1) there is an outstanding balance and no payment arrangements have been made or 2) if the Financial Terms and Conditions are not completed for the term. Please contact the Cashiers Office to make your payment arrangements or visit the Terms and Conditions page. Once this has been completed, please contact the Cashiers Office to request the hold to be released.

How do I learn more about scholarships and financial aid?

Cedarville’s financial aid website is the best source for information about scholarships, loans, and institutional, federal, and state grants. Visit the website or call 877-233-2784 for helpful information and resources. In addition, you may qualify for local or regional scholarships available through your town, church, county, state, or organizations. When it comes to pursuing financial aid, be aggressive! Check out every option, particularly associations and organizations that know you or may be interested in you because of your background, qualifications, or anticipated career. Many Cedarville students receive privately funded scholarships each year. Visit our scholarship search page for other financial aid resources.

What about student employment?

Student employment is an important part of paying for college-related expenses. More than 1,600 students work on campus, typically for 10–12 hours per week, in areas such as The Commons, office support, grounds crew, and other areas across campus. All students earn Ohio minimum wage or higher and receive biweekly electronic payment to their designated bank account.

Student employment (including federal work study) are not listed as financial aid on a student’s invoice or monthly statement. Federal work study awards are estimated for financial aid purposes only. Actual compensation to the student is based on their hours worked and is paid directly to the student. To learn more about student employment and view or apply for current job openings, visit cedarville.edu/studentemployment.

Whom should I contact with questions about my student account or payment plan?

Please contact the Cashiers Office at 937-766-7825 during posted office hours.