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Undergraduate Financial Aid

Last year, 100% of incoming freshmen received financial aid at Cedarville, typically a combination of merit-based and need-based university scholarships. Federal loans, on-campus employment, private education loans, and payment plans are designed to fill in the gap.

Most types of financial aid awards fall within two categories:

  • Gift aid refers to awards that do not have to be paid back, such as scholarships and grants.
  • Self-help aid refers to awards that require something in return from the student in order to receive funds, such as loans and student employment.
    • Loans: Must be repaid according to the terms and conditions of each loan.
    • Employment: The student obtains a job, works their hours, and is then paid as part of student payroll for the hours worked. Their wages are deposited directly into their bank account.


  • Apply for financial aid using the FAFSA starting October 1.
    • Create student and parent FSA IDs at studentaid.gov/fsaid. These FSA IDs will be used to sign your FAFSA.
    • Complete the FAFSA online at fafsa.gov. Include Cedarville’s federal school code: 003025.
    • Access helpful tips at cedarville.edu/fafsa.
  • Review financial aid package. Cedarville plans to send award notifications starting in January.
  • Submit any improved academic documents (high school transcript, ACT or SAT score) by April 30 to maximize your scholarship opportunities.
  • Make your final decision.
  • Send in your reservation deposit by June 1. 
  • Receive class schedule and first invoice.
  • Participate in Getting Started on campus.

How Do You Apply for Financial Aid at Cedarville? Two Easy Steps:

Apply to Cedarville

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To determine all need-based financial aid (including grants and loans) use the Free Application for Federal Student Aid

Paying for Your Cedarville Education

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Undergraduate Costs

You'll find that Cedarville University is one of the most affordable private, Christian universities in the country. Cedarville is an excellent value!

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Billing and Payment

The Cashier's Office is responsible for the billing and payment process of all students. Each student has a student account, which summarizes all charges and payments made for University services. The transactions in this account accumulate over the entire enrollment period at Cedarville University.